Financial Planning – More than just Pensions and Investments!

There is more to financial planning than just pensions and investments. Long before I became a financial planner while growing up working in my parents newsagents, I saw the importance of financial planning no matter what age a person is. When I was about 18 or 19 a married couple […]

The Long Goodbye

Dementia and Financial Planning While there is no doubt that planning your financial future is certainly important as you need a source of income to enjoy any meaningful lifestyle in retirement. It is equally important to consider that circumstances can change and what was originally planned as your retirement income, […]

Your Pension = Your Future!!

Your future is in your hands. When it comes to pensions there is no doubt that our current government have failed to address long term pension planning, and successive governments are certainly guilty of kicking the can down the road. After all, fixing a problem that will happen in 30 […]

Compound Interest Is The 8th Wonder Of The World!

The Magic of Compounding                 By way of a definition: Compound interest arises when interest is added to the principal, so that, from that moment on, the interest that has been added also earns interest. This addition of interest to the principal is […]

I am a life insurance policy!!

I am a piece of paper, a drop of ink and a few euros of premium. I am a promise to pay. I help people see visions, dream dreams, and achieve economic immortality. I am education for the children. I am savings.   I am property that increases in value […]

Save Thousands by Switching Your Mortgage!

If you are looking to cut costs, switching your mortgage could save you thousands. I am amazed at how savvy people can be when it comes to cutting the costs of their household bills such as phone/broadband, heating or groceries, yet they continue to overlook their most significant household expense […]

Fail to plan, plan to fail!

Why it’s important to take ownership of your pension planning! Although everyone has a different view of their ideal lifestyle and retirement; I do get asked the same question quite a lot from clients. How much should I have in my pension fund at retirement age? This question seems to […]

New Mortgage Lending Rules

Q&A – The Latest on New Mortgage Lending Rules. Q: What is the latest on new mortgage lending rules? A: The Central Bank Commission, which is the board, decided yesterday on the shape of new lending restrictions. The proposals were first published last October, with the regulators calling for consultations. […]

Lifestyle Financial Planning

Lifestyle Financial Planning. The Financial Planning Process. Lifestyle Financial Planning is all about you, it is about adding value, it has to be about transparency and it has to be about results. We use a six step process that gives direction and meaning to your financial decisions. It allows you […]