October is here again and with it comes the self-assessment tax return deadline. As with many self-employed people (myself included) a pension contribution remains high on the agenda and is usually fueled by the significant tax reliefs associated with pension contributions. Although there are significant tax savings to be made […]
Cashflow Modeling Over the years as Platinum Financial Planning has evolved as a professional financial planning firm, the most beneficial improvement for my clients in my role as an adviser has been the implementation of cashflow modeling into our planning process. Most clients tend to be in the dark about […]
The Cornerstone of any Good Financial Plan It is a sad fact that sooner or later all of us will pass away. Because of this fact, life insurance should be an extremely important part of your financial plan. However, in many cases this doesn’t always happen as most people that […]
If anything, the ‘Snowmageddon’ over the past few days have shown us the general inability of the Irish people to plan for major events and has been demonstrated once again by the fact that every supermarket was sold out of bread, and not a single supermarket was sold out of […]
Self-Administered Pension Schemes Investing in property with your pension is possible through a Self-Administered Pension Scheme or Self Directed Pension Trust as they are otherwise known. One of the key features of a Self-Administered Pension Scheme is the complete flexibility and control over your retirement wealth creation. Your scheme can […]
It’s not yet too late to make your pension contribution for 2017 With the self-assessment income tax deadline extended for online filing until midnight on the 16th of November this year, for many self-employed people a pension contribution remains high on the agenda and is usually fuelled by the significant […]
Who hasn’t dreamed about starting their own business? According to the latest figures from the Central Statistics Office (CSO) many of us in Ireland have, with close to 250,000 Small & Medium Enterprises currently active in Ireland employing close to 1,000,000 people. Most compelling to the thousands of us individuals […]
Business Protection – Protecting Your Income Source! Financial Planning in its essence deals with individuals and families and their long-term financial goals. However, a large majority of my clients tend to be business owners or professionals and I am continually amazed at how often the protection of their source of […]
In my experience; the majority of people I work with for the first time have generally ignored the importance of financial planning and goal setting and as a result have either taken unnecessary or inappropriate risks with their money, and with bad investing decisions have failed to diversify their portfolios […]
It is with increasingly certainty that I believe this new generation of bright, young individuals in our blazing fast society is woefully inept at taking the basic steps necessary to secure their financial future. Please don’t think that I’m saying this young tribe isn’t smart. Far from it as this […]
