There is an old cliché that life begins at 40. The reality now is that life gets complicated in your 40’s. While every decade is a milestone of sorts, turning 40 should come with a special, financial warning. If you’re turning 40 soon, statistically speaking it’s likely that both your […]
“The best time to plant a tree was 20 years ago. The second best time is now.” – Chinese Proverb Whenever I meet a prospective client one of the first areas to be discussed is what financial products they currently hold. While many people will know that they have a […]
There is more to financial planning than just pensions and investments. Long before I became a financial planner while growing up working in my parents newsagents, I saw the importance of financial planning no matter what age a person is. When I was about 18 or 19 a married couple […]
Dementia and Financial Planning While there is no doubt that planning your financial future is certainly important as you need a source of income to enjoy any meaningful lifestyle in retirement. It is equally important to consider that circumstances can change and what was originally planned as your retirement income, […]
Your future is in your hands. When it comes to pensions there is no doubt that our current government have failed to address long term pension planning, and successive governments are certainly guilty of kicking the can down the road. After all, fixing a problem that will happen in 30 […]
David Devine giving an opinion on investment strategies in The Sunday Times Money Section on the 20th of September, 2015.
The Magic of Compounding By way of a definition: Compound interest arises when interest is added to the principal, so that, from that moment on, the interest that has been added also earns interest. This addition of interest to the principal is […]
I am a piece of paper, a drop of ink and a few euros of premium. I am a promise to pay. I help people see visions, dream dreams, and achieve economic immortality. I am education for the children. I am savings. I am property that increases in value […]
If you are looking to cut costs, switching your mortgage could save you thousands. I am amazed at how savvy people can be when it comes to cutting the costs of their household bills such as phone/broadband, heating or groceries, yet they continue to overlook their most significant household expense […]
Why it’s important to take ownership of your pension planning! Although everyone has a different view of their ideal lifestyle and retirement; I do get asked the same question quite a lot from clients. How much should I have in my pension fund at retirement age? This question seems to […]
